CREDITの意味、信用販売、信用格付け、クレジット履歴

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@Work
2008.07.01

Here's a score that just might be more important than the results of your last @Work Challenge - believe it or not!

Today's Lesson
CREDIT (RATING/HISTORY)
信用販売/信用格付け/クレジット履歴

Explanation

  • Credit is a way of buying something by arranging to pay for it in the future.
    A credit rating is a measure of how likely someone is to pay back money that they borrow.
    A credit history is a summary of someone's current and past debts, including if and when the debts were paid.
  • credit とは、後で支払いをする約束で、物を購入するやり方のことです。
    credit rating とは、借りているお金を返せるかどうかを表す指標のことです。
    credit history とは、現在、及び過去の負債について、それが返済されているか、いつ返済されたかを含めた情報をまとめたもののことです。

CREDIT (RATING/HISTORY)

examples

  1. I bought a 260-centimeter plasma TV on credit a few years ago, and I'm still paying it off.
  2. We offer 3 months' interest-free credit on any purchase of $500 or more.
  3. (advertisement for auto finance company)
    If you've been refused credit because of bad debt problems, we can help!
  4. The credit card company agreed to increase my credit limit to $9,000.
  5. Because of several years of sagging (= decreasing) sales, the business is now considered a bad credit risk.
  6. The company's mortgage application was declined because of its poor credit rating.
  7. (bank officer to customer)
    As long as you have a solid business plan and an excellent credit history, you should have no problem borrowing money to start a business.

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