PAWN SHOP (n.); PAWN (v.)の意味、質店; 質に入れる

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@Work
2003.11.07

There are so many different ways to borrow money that it's no wonder so many people are in debt. When you're really out of money, what's an option to consider?

Today's Lesson
PAWNBROKER (n.); PAWN SHOP (n.); PAWN (v.)   質屋（営業者）; 質屋、質店; 質に入れる

Explanation

  • A pawnbroker is a person with a shop who lends money. The shop he works in is called a pawn shop. Unlike a bank or a loan company, a pawnbroker will keep whatever you use as security (e.g., a camera, jewelry, or other expensive item) in his shop until you repay the loan. If you fail to repay the loan on time, the pawnbroker can sell your security in his shop. To pawn something means to deposit it as security in exchange for a loan from a pawnbroker.
  • pawnbroker （質屋）は、金を貸す店を営む人です。その店のことを pawn shop （質屋、質店）といいます。銀行やローン会社と違って pawnbroker  は、持ち込まれた物品（カメラ、宝石､その他高価なもの）を担保にして金を貸します。期日までに返済できないと、担保として預かったものを店で売ることができます。pawn  は、pawnbroker  に借金の担保として物品を預ける（質に入れる）という意味です。

examples

  1. I just need some extra money until payday, so I'm going to pawn my camera.
  2. a: I need to buy a new stereo.
    b: I saw one for sale very cheap at the pawn shop on Main Street.
  3. I may need money, but there's no way I'm going to pawn my wedding ring.
  4. If you're looking for a good, low-risk investment, then why not invest in a chain of pawnbrokers.

What do you think are the advantages and disadvantages of borrowing money from a pawnbroker instead of a bank?